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Our mortgage solutions transform home buying,
investing, and refinancing processes for UAE residents
Competitive rates for your dream home Secure the best mortgage rates from UAE's top banks. Whether you're a first-time buyer or upgrading, we'll find the perfect home loan tailored to your budget and goals.
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Mortgage is important tool to get the finance for buying a property. As we know, for every purchase you need money. In case of property the amount is huge. It is not possible for everyone to have such a huge amount in their bank account. In such cases, Banks help us by way of financing our purchase which is called mortgage.
Mortgage helps the buyer to purchase a property without any burden as the bank is paying the amount. You have to pay the initial amount and rest payment is done in instalment (an amount fixed by bank) for a certain period of time and you can own the property.
A conventional mortgage is made up of principal (the loan amount) and the interest charged on loan. In this mortgage bank or any financial institution will lend money to the buyer to purchase a new home and they will charge interest on it.
Islamic mortgage is an interest free mortgage. Islamic mortgage is based sharia law (Islamic law). In Islamic law interest is prohibited. Under Islamic mortgage the Islamic bank will purchase the property on behalf of the buyer and will further lease the same to the buyer till the time total payment is made.
A conventional mortgage is made up of principal (the loan amount) and the interest charged on loan. In this mortgage bank or any financial institution will lend money to the buyer to purchase a new home and they will charge interest on it.
UAE law says that UAE national as well as Expats both are eligible to get loan (mortgage) in UAE to buy the property. You can apply for a mortgage in Dubai if you are—
Following documents are required for mortgage in case of buying a property:
There are several factors you need to consider. These factors include, but are not limited to:
Most banks have their online mortgage calculators that allow you to input your variables and get the idea of their monthly instalments under applicable rate of interest in Dubai
There are two type of mortgage available in UAE.
The best mortgage broker in Dubai with more than 18 years of experience in home mortgage and property loans. Our one stop services are as follows-
